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Welcome! Here You Can Find Great Information on Buckhead, Atlanta and Decatur, Georgia Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Buckhead, Atlanta and Decatur real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Buckhead, Atlanta and Decatur real estate agents, we have the experience and track record you are looking for. Please let us help. - Slovakia Mike's Dream Team 
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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What is a Balloon Mortgage?
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A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Slovakia Mike
RE/MAX 1st Class
1400 Montreal Road
Atlanta, GA 30084
Tel: 770-724-6079
Email: slovakiamike@NUMBER1EXPERT.com
Slovakia Mike, CRS, GRI has been a realtor with Remax of Atlanta for over 10 years. After leaving a successful career as a registered nurse, Slovakia entered the real estate industry with the same dedication, expert assistance, and client focus. Selected "Atlanta Top Real Estate Agents" 2004, 2005, Slovakia hopes you enjoy your visit to SOLDwithaSmile.com.... Thanks for stopping by!
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