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EXCELLENT OPPORTUNITY FOR THE SMART BARGAIN HUNTER. MUST PRE-QUAL FROM BANK OF AMERICA ALONG WITH OFFER. LISTING BROKER HOLDS EM CHECK. NICE 3 BEDS AND 2 BATHS. MOTIVATED SELLER SAYS BRING ALL OFFERS.
EXCELLENT OPPORTUNITY FOR THE SMART BARGAIN HUNTER. PRICED TO SELL. LISTING BROKER HOLDS EM. FABULOUS CONDO IN DOWNTOWN ATLANTA MUST HAVE PREQUAL WITH WELLS FARGO. MOTIVATED SELLER SAYS BRING ALL OFFERS.
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After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.
The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.
If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.
Slovakia Mike RE/MAX 1st Class 1400 Montreal Road Atlanta, GA 30084 Tel: 770-724-6079 Email: slovakiamike@NUMBER1EXPERT.com
Slovakia Mike, CRS, GRI has been a realtor with Remax of Atlanta for over 10 years. After leaving a successful career as a registered nurse, Slovakia entered the real estate industry with the same dedication, expert assistance, and client focus. Selected "Atlanta Top Real Estate Agents" 2004, 2005, Slovakia hopes you enjoy your visit to SOLDwithaSmile.com.... Thanks for stopping by!
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