Real Estate Affiliates in Buckhead, Atlanta and Decatur, Georgia Provided by Slovakia Mike

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School Reports in Buckhead, Atlanta and Decatur, Georgia

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Schools in Buckhead, Atlanta and Decatur

First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What area in the U.S. has been referred to as the "American Riviera"?
A	Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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Slovakia Mike, REALTOR®, real estate agents and broker for Buckhead, Atlanta and Decatur Georgia home listings, property and land for sale - NUMBER1EXPERT™

Slovakia Mike
RE/MAX 1st Class
1400 Montreal Road
Atlanta, GA 30084
Tel: 770-724-6079
Email: slovakiamike@NUMBER1EXPERT.com
Slovakia Mike, CRS, GRI has been a realtor with Remax of Atlanta for over 10 years. After leaving a successful career as a registered nurse, Slovakia entered the real estate industry with the same dedication, expert assistance, and client focus. Selected "Atlanta Top Real Estate Agents" 2004, 2005, Slovakia hopes you enjoy your visit to SOLDwithaSmile.com.... Thanks for stopping by!

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