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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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| Q |
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?
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| A |
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Slovakia Mike
RE/MAX 1st Class
1400 Montreal Road
Atlanta, GA 30084
Tel: 770-724-6079
Email: slovakiamike@NUMBER1EXPERT.com
Slovakia Mike, CRS, GRI has been a realtor with Remax of Atlanta for over 10 years. After leaving a successful career as a registered nurse, Slovakia entered the real estate industry with the same dedication, expert assistance, and client focus. Selected "Atlanta Top Real Estate Agents" 2004, 2005, Slovakia hopes you enjoy your visit to SOLDwithaSmile.com.... Thanks for stopping by!
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